本科论文摘 要在小微企业逐步现代化的过程中，初始的管理模式已经无法适应其规模的要求，融资难的问题更是困扰着很多小微企业的生存与发展。而在山东省，融资难一直是困扰小微企业发展的突出问题，由于资本市场在当地尚未形成系统的运作体系，很难匹配到不同发展阶段企业的资源，如何解决当前小微企业融资难的问题也是山东省经济发展的重要课题。因此，本文以德州小微企业的现实情况为基础，分析小微企业在融资过程中面临的问题，结合所学的相关理论与搜集的文献知识，了解地方性商业银行在支持政策上的调整，深入剖析两者影响关系，并提出针对性的建议，希望能够为小微企业的快速发展提供可参考的建议。关键词：地方性商业银行，小微企业，发展模式本科论文AbstractWith the gradual expansion of social market economy, small and medium-sized enterprises, as an important part of national economic development, their sustainable development ability has also become a factor that needs to be considered to affect national development. In the process of small and micro enterprises' gradual modernization, the initial management mode has been unable to meet the requirements of its scale, and the problem of financing is even more perplexing the survival and development of many small and micro enterprises. However, in Shandong Province, financing difficulty has always been a prominent problem that puzzles the development of small and micro enterprises. Because the capital market has not yet formed a systematic operation system in the local area, it is difficult to match the resources of enterprises in different stages of development. How to solve the problem of financing difficulty of small and micro enterprises is also an important issue for the economic development of Shandong Province. Therefore, based on the reality of small and micro enterprises in Dezhou this paper analyzes the problems faced by small and micro enterprises in the financing pro...
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