目 录摘要···································1关键词··································11 大学生创业与融资概述··························31.1 大学生创业概述····························31.1.1 大学生创业的界定··························31.1.2 大学生创业的优势··························31.1.3 大学生创业的劣势··························31.2 大学生创业企业融资概述························41.2.1 融资的概念·····························41.2.2 融资方式······························42 大学生创业企业融资困境·························52.1 大学生自身存在的困难·························52.2 融资渠道问题·····························52.2.1 向家人朋友借钱···························62.2.2 合伙入股······························62.2.3 创业基金······························62.2.4 担保贷款······························62.2.5 个人银行贷款····························72.2.6 风险投资······························82.2.7 遭遇灾难时的困境(以 2019 至 2020 年的新型冠状病毒为例)·······83 20019 年全国各地大学生创业扶持政策···················83.1 自主创业注册资金分期付款·······················83.2 规定行业中的税务优惠·························83.3 各大银行贷款期限适当延迟·······················83.4 人才中介服务机构可为自主创业毕业生免费提供人事档案保管服务······84 走出大学生创业企业融资困境的对策建议··················94.1 大学...