本科论文摘 要在“互联网技术+”的背景下，互联网金融长期以来多次被纳入政府部门工作总结报告。尽管 2019 年的政府部门工作总结报告没有涵盖互联网金融内容描述或内容，但是，从互联网在线金融的未来方向来看，它不仅着眼于促进惠普金融的发展趋势，而且还着重打击非法集资，这两个层次是互联网在线金融的两个方面。作为“在线校园贷”的繁荣之源，一些互联网在线贷款平台利用各种虚假举报和虚假信息诱使在校大学生盲目跟风并即时消费，导致“校园贷”对大学生，大学生的家庭、学校以及社会和经济发展产生负面影响，本文根据“校园贷”的定义和特点，分析了“校园贷”的弊端，并进一步指出防范对策，引导学生正确规避金融风险。关键字：“校园贷”，大学生，防范对策本科论文AbsrtactIn the context of “Internet technology”, Internet finance has long been included in the su-mmary report of government department’work many times. Although the 2019 government de-partment work summary report does not cover Internet finance, content description or conten-t, from the future direction of Internet online finance, it is not only focused on promoting th-e development trend of HP finance, but also on combating illegal fund-raising, which are tw-o aspects of Internet online finance. As the source of the prosperity of “online campus loan”, s-ome Internet online loan platforms use vari-ous false reports and false information to induce college students to blindly follow the wind a-nd consume immediately, resulting in “campus loan” has a negative impact on college student-s, their families, schools and social and economic development.Keywords :“campus loan”, College Students, Preventive Measures本科论文目 录前 言...........................................................................................................................................1一、“校园贷”的内涵、特征及现状.....................................................................................3（一）“校园贷”的内涵与种类...
