1I摘 要随着我国现阶段的快速发展,中小企业也在不断发展,对我国国民经济而言,其做出的贡献不容忽略。中小企业近年来的发展,一方面使我国制造业焕然一新,另外一方面在就业、投资等方面均有卓越的成绩。我国中小企业就融资而言,在发展道路上仍旧存在一些问题。目前,我国中小企业融资的主要方式涵盖了小型融资、银行贷款以及民间贷款,它们相对较为狭窄。目前,在中小企业进步中,世界金融危机的爆发对财务管理水平价值提供了参考价值。通过我国财务报表等方面的工作深入探讨,找出和明确目前面临的难题,再次进行分析处理数据,然后与理论知识相结合,在一定程度上帮助中小企业改变现状,能够促进其发展速度。对于他们能否顺利将困境摆脱,使中小企业的足够关注财务相关管理并且提出了自己宝贵的建议。以此达到市场竞争力得以提高的目的。关键词:中小企业;筹资渠道;融资困境1IIAbstractWith the rapid development of China at this stage, SMEs are also developing continuously. For China's national economy, its contribution cannot be ignored. The development of small and medium-sized enterprises in recent years has made China's manufacturing industry completely new, and on the other hand, it has achieved outstanding results in employment and investment. As far as financing is concerned, there are still some problems in the development of SMEs in China. At present, the main methods of financing SMEs in China cover small financing, bank loans and private loans, which are relatively narrow. At present, in the progress of small and medium-sized enterprises, the outbreak of the world financial crisis provides a reference value for the value of financial management. Through in-depth discussion of China's financial statements and other aspects, identify and clarify the current difficulties, analyze and process the data again, and then combine with theoretical knowledge to help SMEs change the status quo to a certain extent, and promote its development speed. For them...