中国石油大学（华东）本科毕业论文影子银行监管法律制度研究影子银行监管法律制度研究摘要影子银行监管法律制度的一般理论包括影子银行的由来和表现形式、特征、监管的必要性和可行性。目前我国影子银行监管法律制度的现状并不乐观，面临着监管法律法规体系不完善、监管模式模糊、监管内容不明确等问题。对域外的影子银行监管法律制度进行考察可知，美国在监管机构和金融活动方面；英国在加强宏观审慎监管、完善科学的监管机制和扩大金融业务活动范围方面；欧盟在成立专门监管机构、制定法规规则方面，都值得中国借鉴。本文对我国影子银行监管法律制度提出完善建议：健全整体监管法律法规体系、实行统一监管模式、明确监管主体、对象。关键词：影子银行；监管；监管模式中国石油大学（华东）本科毕业论文ResearchonShadowBanksupervisionlegalsystemAbstractThegeneraltheoryoftheshadowbankingsupervisionlegalsystemincludestheoriginandformoftheshadowbanking,thecharacteristics,thenecessityandfeasibilityofsupervision.Atpresent,thestatusofChina'sshadowbankingsupervisionlegalsystemisnotoptimistic,anditfacestheproblemsoffuzzyregulatoryobjectives,imperfectregulatorylawsandregulations,separationofsupervisory/mixedindustrysupervisionmodesandfuzzysupervision.TheexaminationoftheshadowbankingregulatorylegalsystemoutsidetheregionshowsthattheUnitedStatesisintermsofregulatoryagenciesandfinancialactivities;theUnitedKingdomisstrengtheningmacroandprudentialsupervision,improvingscientificregulatorymechanismsandexpandingthescopeoffinancialbusinessactivities;theEUissettingupspecialregulatoryagenciesandestablishingregulations.Intermsofrules,itisworthlearningfromChina.ThispaperputsforwardsomesuggestionsforimprovingthelegalsystemofshadowbankingsupervisioninChina:clarifytheregulatoryobjectives,improvetheoverallregulatorylawsandregulations,changethesupervisionmode,andclarifythemainbodyandobjectofsupervision.Keywords：shadowbank；supervision；regulatorymodel中国石油大学（华东）本科毕业论文目录第1章引言..............................................................1第2章影子银行监管法律制度的一般理论....................................32.1影子银行的由来、定义及表现形式.....................................32.1.1影子银行的由来、定义.........................................32.1.2影子银行的表现形式...........................................32.2影子银行的特征.....................................................42.2.1不透明性.....................................................42.2.2杠杆率高.....................................................42.2.3游离于监管之外...............................................42.2.4特殊性.......................................................42.3影子银行监管的必要性及可行性.......................................52.3.1影子银行监管的必要性.........................................52.3.2影子银行监管的可行性.........................................5第3章我国影子银行监管法律制度的现状与问题..............................73.1我国影子银行监管法律制度的现状.....................................73.2我国影子银行监管法律制度的问题.....................................73.2.1监管目标模糊.................................................73.2.2监管法律法规体系不完善.......................................83.2.3分业/混业监管模式问题.........................................83.2.4监管主体模糊.................................................9第4章域外影子银行监管法律制度考查与借鉴...............................104.1域外影子银行监管法律制度的考查...................
