摘要随着疫情抗击取得关键胜利，中国进入了后疫情时代。从长远的角度来看，融资难问题是阻碍辽宁省中小企业发展的主要原因。在后疫情时代背景下，如果辽宁省中小企业欲摆脱其在前进道路上的困难，最根本的途径就是破解融资难的问题。以多元创新的思维方式从多角度、多领域全面地提出解决辽宁省中小企业融资难的对策，扶助中小企业脱离目前阶段下融资难的不利境遇是具有重要意义的。本文通过采取文献研究法和图表分析方法，以辽宁省中小企业为代表，针对中小企业融资难的问题进行深度探究，寻找其背后原因。通过研究发现目前形势下辽宁中小企业在融资的实际过程环节中，存在为其本身企业融资的担保成本过高、部分中小企业的社会信用度非常低、企业金融人才的不足、政府政策支持力度不够等问题，这些问题直接导致了辽宁中小企业在当前环境下融资困难。同时针对上述问题提出可行对策，降低中小企业的经营风险、提升中小企业的信誉、加大专业人才的引进力度、构建专门的中小企业信贷服务机构、政府加强扶持中小企业的力度，这些举措有利于纾困辽宁中小企业，从而提高企业整体活力进而盘活市场、稳定就业，保证企业和社会经济长期的持续稳定发展。关键词：后疫情时代；中小企业；融资ResearchonFinancingDifficultiesofSmallandMedium-SizedEnterprisesinLiaoningProvinceinthePost-EpidemicEraAbstractChinahasenteredthepost-epidemicerawithkeyvictoriesinthefightagainsttheepidemic.Inthelongrun,financingdifficultyisthemainreasonthathindersthedevelopmentofSMEsinLiaoningProvince.Inthepost-epidemicera,ifyouwanttosolvetheobstaclestothesurvivalanddevelopmentofSMEs,itisundoubtedlyaneffectivewaytosolvethefinancingdifficultiesofSMEs.Itisofgreatsignificancetoputforwardacomprehensivesolutiontothedilemmaoffinancingdifficultiesofsmallandmedium-sizedenterprisesfrommultipleperspectivesanddirectionswiththethinkingmodeofmultipleinnovations,andeffectivelyhelpsmallandmedium-sizedenterprisestogetoutoftheunfavorablesituationoffinancingdifficultiesinthecurrentstage.Thispapertakessmallandmedium-sizedenterprisesinLiaoningprovinceastherepresentative,usesliteratureresearchmethodandchartanalysismethodtoconductin-depthresearchonthefinancingdifficultiesofsmallandmedium-sizedenterprisesandfindthereasonsbehindthem.ThispaperfoundthatthecurrentsituationofLiaoningintheactualprocessofsmallandmedium-sizedenterprisesinfinancinglink,existenceitselfforitshighcostoffinancingguarantee,partofthesocialcreditofsmallandmedium-sizedenterprisesisverylow,theenterprisefinancialtalentshortage,thegovernment'spolicysupportisnotenough,theseproblemsdirectlyledtotheLiaoningprovincesmallandmedium-sizedenterprisefinancingdifficultiesinthecurrentenvironment.Feasiblecountermeasuresagainsttheproblemsatthesametime,reducethemanagementriskofthesmallandmedium-sizedenterprises,smallandmedium-sizedenterprisecredibility,intensifytheintroductionofprofessionaltalents,buildaspecialSMEcreditservices,thegovernment,strengthenthesupportofsmallandmedium-sizedenterprises,thesemeasurestorescuetheLiaoningsmallandmedium-sizedenterprisefinancing,thusimproveenterpriseoverallstrength,inturn,activatethemarket,stableemployment,Toensurethelong-termsustainableandstabledevelopmentofenterprisesandsocialeconomy.KeyWords：Post-epidemicera;CoreEnterprise;FinancingDifficulties目录摘要....................................................................................................................................IAbstract..................................................................................................................................II一、绪论...........
