摘要辽宁省作为我国传统制造业大省而闻名，曾以煤炭、钢铁等传统行业被熟知，但这些引以为傲的产业在时代发展过程中不断被淘汰，变成中低端产品行业，因此必须进行改革。辽宁省存在资金严重匮乏问题，而资金却是进行改革的关键因素。只有对辽宁省金融生态环境的现状有了清醒的认识，才能更好地找到对策以提高辽宁省区域金融生态环境。国内外金融发展的实践证明，金融生态的好坏直接关系到贷款风险的大小和新增不良贷款的比例，金融生态环境对于金融业发展的重要性可想而知。本文首先引出金融生态环境的理论基础及其对区域经济发展的重要性，其次主要以辽宁省为例对其生态环境综合分析，再次指出辽宁省金融生态环境面临的主要问题。最后，对如何改善辽宁省金融生态环境建设提出建议。现如今，辽宁省金融生态环境处于危险状态，主要有法律制度不完善、金融监管机制不合理、社会信用体系不健全等问题。本文对辽宁金融生态环境的现状进行深入分析，并针对辽宁金融生态环境优化的问题提出对策建议。关键词：金融生态环境，区域经济，金融发展，金融监管机制StudyonFinancialEcologicalEnvironment--ACaseStudyofLiaoningProvinceAbstract：Asatraditionalmanufacturingprovince,LiaoningProvincewasoncefamousfortraditionalindustriessuchassteelandcoal,buttheseproudindustrieshavebeeneliminatedinthechangingtrendandbecomemediumandlow-endproductindustries.Therefore,reformisnecessary.Thekeyfactorforthesmoothprogressofreformiscapital,butLiaoningProvinceisseriouslyshortofcapital.OnlybyrecognizingthecurrentsituationofthefinancialecologicalenvironmentinLiaoningProvince,canwebetterfindthecountermeasurestoimprovetheregionalfinancialecologicalenvironmentinLiaoningProvince.Thepracticeoffinancialdevelopmentathomeandabroadhasprovedthatthequalityoffinancialecologyisdirectlyrelatedtothesizeofloanriskandtheproportionofnewnon-performingloans.Theimportanceoffinancialecologicalenvironmenttothedevelopmentoffinancialindustryisself-evident.Firstly,thispaperintroducesthetheoreticalbasisoffinancialecologicalenvironmentanditsimportancetoregionaleconomicdevelopment.Secondly,takingLiaoningProvinceasanexample,thispapermakesacomprehensiveanalysisofitsecologicalenvironment,andpointsoutthemainproblemsitfaces.Finally,itputsforwardsomesuggestionsontheconstructionoffinancialecologicalenvironmentinLiaoningProvince.Atpresent,thefinancialecologicalenvironmentinLiaoningProvinceisinadangerousstate,mainlyincludingimperfectlegalsystem,unreasonablefinancialsupervisionmechanism,imperfectsocialcreditsystemandsoon.ThispaperdeeplyanalyzesthecurrentsituationofLiaoningfinancialecologicalenvironment,andputsforwardcountermeasuresandsuggestionstooptimizeLiaoningfinancialecologicalenvironment.Keywords:Financialecologicalenvironment,Regionaleconomy,Financialdevelopment,Financialsupervisionmechanism目录一、引言……………………………………………………………………………1二、金融生态与区域经济增长关系的理论基础………………………………………1（一）金融生态概念………………………………………………………………………1（二）金融生态和区域经济增长之间的主要机制………………………………………1三、辽宁省金融生态环境的现状……………………………………………………2（一）经济发展现状……………………………………………………………………2（二）金融监管现状………………………………………………………………………3（三）金融市场发展现状…………………………………………………………………4四、辽宁省金融生态环境中存在的问题…………………………………………………4（一）信用体系建设中存在风险…………………………………………………………4（二）法律制度不完...
