论我国现阶段货币政策ThecurrentmonetarypolicyinChinaTanping摘要本文通过对我国宏观经济上相关经济与货币的政策与效果进行多方面分析，综合我国货币政策出现的问题，从货币政策调控、财政问题和信贷政策等多个方面对该问题进行分析，指出其存在的多个主要问题，对于完善我国货币政策的有效执行和促进货币政策目标的科学实现有重要的理论和现实意义，并提出有效的对策。关键词：货币政策；存在问题；相关建议AbstractThispaperanalysesthepolicyandtheeffectsoftherelevanteconomicandcurrencyofChina'smacroeconomy,China'smonetarypolicyproblems,manyaspectsofregulationfrommonetarypolicytofinancialproblemsandthecreditpolicy,carriesontheanalysistotheproblem,pointedoutanumberofmajorproblems,toimprovetheeffectiveexecutionmonetarypolicyandthepromotionoftheobjectivesofmonetarypolicysciencehasimportanttheoreticalandpracticalsignificance,andputsforwardsomeeffectivecountermeasures.Keywords:Monetarypolicy；problem；relevantadvice目录引言...........................................................................................................................................................2一、我国货币政策的类型与我国货币政策实践回顾...........................................................................3（一）、我国货币政策的类型...............................................................................................................3（二）、我国货币政策实践回顾...................................................................................................4二、我国经济运行中相关的货币政策..................................................................................................5（一）下调存款准备金率，对存款准备金制度进行改革...........................................................5（二）在保证货币市场发展的前提下，启动公开市场操作的措施...........................................5（三）取消贷款限额控制，实行优质的管理方法.......................................................................6（四）调整信贷政策，优化信贷结构，引导贷款投向...............................................................7(五）灵活运用利率手段，积极推进利率体制改革.....................................................................7三、当前我国货币政策存在的问题.......................................................................................................7(一)货币政策缺乏必要的行为规则...............................................................................................7(二)货币政策的预定目标面临越来越大的压力和挑战...............................................................7(三)货币政策常处于被高估的地位...............................................................................................8(四)中央银行操作商行传导性的效果经受准备金过于高的影响...............................................8(五)中央银行可能会被迫要面临财政政策后的难题...................................................................9(六)货币政策的传导机制不健全...................................................................................................9四、货币政策问题的对策.......................................................................................................................9(一)加紧建立我国的货币政策规则...............................................................................................9(二）深化金融体制改革，为混业经营创造条件....................................................................
