课题名称浅析我国中小型民营企业财务管理存在的问题及对策—以XX公司为例摘要摘要在现代企业管理理论看来,企业的运营经管重点是财务管理,财务管理在企业前进的道路上起到了举足轻重的地位。财务状况对企业的内部的资源分配起到了决定性作用,还对实现企业发展策略有着重要的地位。自社会主义市场经济的发展以来,国内经济的发展,财务收入的进步,就业压力的减轻都少不了中小民营企业发挥了重要作用。可是,在目前的情况看来中小民营企业的运营中存在不少的问题,最为重要的是财务管理。大部分的原因是这些中小型民营企业没有把眼光放到财务管理上,导致不少的企业面临停滞和倒闭的问题,深深的阻挡到中小民营企业前进的步伐。国内主要是关注上市公司或大型国有企业的财务管理,专门从事中小民营企业财务管理的研究就很少的。关键词民营企业财务管理问题ABSTRACTABSTRACT:Intheviewofmodernenterprisemanagementtheory,thefocusofoperationandmanagementofenterprisesisfinancialmanagement,andfinancialmanagementplaysadecisiveroleinthewayforwardofenterprises.Financialstatusplaysadecisiveroleintheinternalresourceallocationofenterprises,andalsoplaysanimportantroleintherealizationofenterprisedevelopmentstrategy.Sincethedevelopmentofsocialistmarketeconomy,smallandmedium-sizedprivateenterpriseshaveplayedanimportantroleinthedevelopmentofdomesticeconomy,theprogressoffinancialincomeandthealleviationofemploymentpressure.However,inthecurrentsituation,itseemsthattherearemanyproblemsintheoperationofsmallandmedium-sizedprivateenterprises,themostimportantofwhichisfinancialmanagement.Mostofthereasonsarethatthesesmallandmedium-sizedprivateenterprisesdonotfocusonfinancialmanagement,resultinginmanyenterprisesfacingstagnationandbankruptcyproblems,whichdeeplyblockedtheprogressofsmallandmedium-sizedprivateenterprises.InChina,thefinancialmanagementoflistedcompaniesorlargestate-ownedenterprisesismainlyconcerned.Therearefewstudiesspecializinginthefinancialmanagementofsmallandmedium-sizedprivateenterprises.KEYWORDS:PrivateenterprisesFinancialmanagementproblem目录绪论...........................................................................................................................................................4(一)研究的目的和意义................................................................................................................4(二)国内外研究现状................................................................................................................4一、中小型民营企业概况................................................................................................................4(一)中小民营企业的定义及特点................................................................................................4(二)我国中小型民营企业发展历程............................................................................................5(三)中小型民营企业在国民经济发展中的地位和作用............................................................5(四)中小型民营企业财务管理的内容及特点............................................................................61.中小民营企业财务管理的内容........................................................................................62.中小民营企业财务管理的特点........................................................................................6二、苏州某矿业企业分析................................................................................................................7(一)企业简介.......................