摘要当今时代，互联网技术飞速发展，传统的货币金融活动已经无法完全满足人们的需求，因此产生了虚拟货币。虚拟货币自产生以来，就引起了金融界以及学术界的密切关注，但它仍处于发展的早期阶段。从虚拟货币流通秩序的角度出发，本文首先对虚拟货币进行了概述。以比特币为例，它简要介绍了比特币的发展过程及其风险。分析了比特币在交易和流通中存在的问题，对货币流通秩序的影响，和它对我国经济造成的影响。最后，提出了虚拟货币流通问题中应采取的措施和建议，以此来促进互联网金融的发展更加健康。关键词：虚拟货币；货币流通；互联网服务；网络交易AbstractWiththerapiddevelopmentofInternettechnology,traditionalmonetaryandfinancialactivitiescannotfullymeetpeople'sneeds,sovirtualmoneyhasbeenproduced.Sincetheemergenceofvirtualmoney,ithasattractedcloseattentionfromthefinancialandacademiccircles,butitisstillintheearlystageofdevelopment.Fromthepointofviewofvirtualmoneycirculationorder,thispaperfirstgivesanoverviewofvirtualmoney.TakingBitcoinasanexample,itbrieflyintroducesthedevelopmentprocessandrisksofBitcoin.TheproblemsexistinginBitcoin'stradingandcirculationareanalyzed,itsinfluenceontheorderofcurrencycirculation,anditsimpactonChina'seconomy.Finally,thepaperputsforwardsomemeasuresandsuggestionsonthecirculationofvirtualmoney,inordertopromotethedevelopmentofInternetfinancemorehealthily.Keywords:Virtualcurrency;Currencycirculation;InternetServices;Networktransaction目录1引言..............................................................2虚拟货币的概述.....................................................2.1虚拟货币的定义...................................................2.2虚拟货币的特性...................................................2.3虚拟货币的优缺点.................................................2.3.1虚拟货币的优点.................................................2.3.2虚拟货币的缺点.................................................3比特币的发展历程及存在的风险.......................................3.1比特币的发展历程.................................................3.2比特币的风险.....................................................3.2.1法律风险具有隐秘性危害较大.....................................3.2.2交易风险危害较大...............................................3.2.3系统性金融风险存在威胁.........................................4比特币对货币流通秩序带来的影响.....................................4.1虚拟货币流通的必要性.............................................4.1.1顺应时代潮流，推动金融创新.....................................4.1.2推动区块链技术发展和应用.......................................4.2虚拟货币的流通状况及其存在的主要问题.............................4.2.1虚拟货币流通状况...............................................4.2.2虚拟货币存在的主要问题.........................................5虚拟货币对我国经济的影响...........................................5.1将会引起通货紧缩通货紧缩.........................................5.2打破了正常的市场经济规律.........................................5.3造成经济资源的浪费...............................................5.4提供了非法经济行为的通道.........................................6促进虚拟货币流通建议...............................................6.1完善相关法律条文，明确法律地位...................................6.2引入第三方平台加强监管和成立自律性组织...........................6.3完善个人信息系统.................................................6.4提高风险意识...
