新型货币比特币的现状以及未来发展的方向[论文摘要]比特币是一种虚拟货币,它依托于互联网存在。它是在2009年1月诞生的，日后在全球范围内不断壮大，价格呈持续上升趋势，被广大投资者争相追捧。不过比特币的法律地位并不明确，交易平台较为脆弱，而且容易受到洗钱等非法交易手段的利用，国际社会已经对其产生广泛关注，并且被纳入到反洗钱和消费者保护法的行列。目前来看，中国的比特币交易已经在全球范围内成为最大的市场，最近一段时间价格起伏跌宕，非常不稳定，投资风险不容小视。比特币具有非主权超国家性的特征，在较长的一段时间内，中国需否定其货币属性，同时也应对网络虚拟货币的快速发展予以正视，适时调整货币统计口径，重新设计网络金融的监管、网络支付工具和司法保护体系等。[关键词]比特币;虚拟货币;网络金融;风险特征;金融监管[Abstract]bitcoinisavirtualcurrency,whichrelyontheInternetpresence.Itwasbornin2009January,continuedgrowthintheglobalscope,pricescontinuetoshowanupwardtrend,investorssoughtafter.Butthecurrencyandthereisnoclearlegalstatus,thetradingplatformismorefragile,andvulnerabletotheuseofmoneylaunderingillegaltransactionmeans,theinternationalcommunityhasgeneratedwidespreadattentiontoit,andwasincludedintheframeworkofantimoneylaunderingandconsumerprotectionlaw.Sofar,Chinabitcointransactionhasbecometheworld'slargestmarket,recentlythepriceupsanddowns,isveryunstable,investmentriskcannotbeoverlooked.Bitcoinhasthefeatureofnonsovereignoverthecountry,inalongerperiodoftime,Chinesetodenyitsmonetaryattribute,butalsodealwiththefastdevelopmentofnetworkvirtualmoneybefaced,timelyadjustmentofmonetarystatisticscaliber,redesignthenetworkfinancialsupervision,networkpaymentinstrumentsandthejudicialprotectionsystemetc.[Keywords]Bitcoin；virtualcurrency；networkfinance；riskcharacteristics；financialsupervision目录1.绪论.................................................11.1引言................................................11.2文献综述........................................12.比特币的基本概述.....................................22.1比特币的产生原理................................22.2比特币的获取途径................................22.3比特币的交易机制................................23.比特币的特性.........................................33.1全世界流通......................................33.2去中心化........................................33.3匿名性..........................................33.4专属性..........................................33.5发行数量固定....................................43.6交易成本低廉，交易便捷..........................44.比特币存在的风险.....................................44.1法律风险........................................44.2信用风险........................................44.3技术风险........................................54.4价格风险........................................55.比特币的发展现状.....................................55.1比特币的价格变化................................55.2比特币的交易范围................................65.3与比特币相关的产业..............................65.3.1比特币交易所...............................65.3.2第三方支付平台.............................75.3.3挖矿机、比特币钱包.........................75.4法律现状........................................76.比特币的前景展望.....................................8结论.................................................9致谢................................................11附录................................................121.绪论1....
