摘要物流金融作为物流企业的一种新型业务模式，在我国的应用尚处于起步阶段，很多物流企业还未参与其中，究其原因，主要是对如何开展物流金融业务还未了解透彻。本文首先对物流金融进行了概述，介绍了物流金融的定义，指出了物流金融中涉及到的三个主体(物流公司、客户和金融机构)之间的关系。然后，文章介绍了物流金融的特点、背景以及物流金融在国内外的发展状况。最后，文章对物流金融业务模式做统一的介绍，详细说明每项业务的具体实施内容，分析了各种模式在实际应用中的优缺点，指出了每种模式在操作中存在的风险，并给予了相应的风险规避策略。关键词：物流金融,业务模式,风险规避AbstractAsanewlogisticsbusinessmodel,theapplicationoflogisticsfinanceinourlogisticsenterprisesisstillattheinitialstage,alotoflogisticsenterpriseshavenotyetinvolved,themainreasonforitsstudyonhowtoconductathoroughunderstandingoffinancialoperationshavenotyet.Firstly,thispaperintroducetheconceptofthelogisticsfinance,pointoutthelogisticsfinanceinvolvedinthreeentitles(logisticscustomersandfinancialinstitutions)andtherelationshipbetweenthemain.Secondly,thepapergivesthecharacteristicsandthebackgroundoflogisticsfinanceandthedevelopmentsofthelogisticsfinanceathomeandaboard.Finally,thepaperdescriptioneachofthespecificcontentofthelogisticsfinanceprofitmodel,andanalyzestheadvantagesanddisadvantagesofeachmodelbyresearchingthebusinessprocesses,andsummarizestherisksofdifferentmodelsandtheirriskavoidances.Keywords:Logisticsfinance,Businessmode,RiskavoidanceI目录前言....................................................................11绪论.....................................................................21.1研究目的...........................................................21.2研究意义...........................................................22物流金融业务概述.........................................................42.1物流金融的定义.....................................................42.2物流金融的特点.....................................................42.3物流金融的发展.....................................................52.3.1发达国家的物流金融............................................52.3.2发展中国家的物流金融..........................................52.3.3我国的物流金融................................................53物流金融出现的背景.......................................................73.1企业获取新的竞争优势的需要.........................................73.2银行开发新利润空间的必然要求.......................................73.3第三方物流提高竞争力的必然要求.....................................73.4供应链整合、实现“共赢”的必然要求.................................84物流金融业务模式及其风险分析.............................................94.1仓单质押模式.......................................................94.1.1仓单质押简述..................................................94.1.2仓单质押的操作要点............................................94.1.3仓单质押模式1................................................94.1.4仓单质押模式2...............................................114.1.5仓单质押业务的风险分析.......................................114.2授信融资模式和反向担保模式........................................124.2.1授信融资模式业务流程.........................................134.2.2授信融资模式三方盈利分析.....................................134.2.3授信融资模式风险分析.........................................134.2.4反向担保模式.............
