邮政储蓄个人网银系统与邮政综合服务平台接口技术规范2010-07-12发布个人网银项目组发布目次目次................................................................................I前言..............................................................................III邮政储蓄个人网银系统与邮政综合服务平台接口技术规范......................................11范围..................................................................................12规范性引用文件........................................................................13术语和定义............................................................................13.1综合服务平台........................................................................13.2前置系统............................................................................14符号和缩略语..........................................................................15修改原则..............................................................................15.1个人网银系统与综合服务平台要求......................................................25.1.1个人网银系统设计要求..............................................................25.1.2综合服务平台设计要求..............................................................25.2通讯连接方式........................................................................26报文结构及使用说明....................................................................26.1通信报文协议........................................................................26.2传送路段代号说明....................................................................26.3取值符号说明........................................................................26.4数据类型说明........................................................................36.5MAC的构成...........................................................................36.5.1报文数据元的选取..................................................................36.5.2MAC块数据元的构成规则.............................................................46.6报文结构说明........................................................................46.6.1报文结构..........................................................................46.6.2报文头说明........................................................................46.6.3位图的说明........................................................................56.7报文格式异常........................................................................56.7.1报文语法错误......................................................................56.7.2报文语义错误......................................................................66.7.3报文错误码........................................................................66.8链路检测报文说明....................................................................67报文数据域说明........................................................................67.1报文数据域列表......................................................................67.2消息类型............................................................................77.3主帐号/卡号(位元2)..............................................................87.4交易处理码(位元3)...................................................................87.5交易金额(位元4)................................................................