互联网金融的风险防范对策研究摘要我国近几年的互联网金融发展非常迅速，并且建立了各种各样特点的金融模式和全新的业务体系，并且交易规模也越来越庞大。现在我们的生活已经离不开互联网金融的参与了，互联网金融在我们的生活中也是一把双刃剑。好的方面是他给我们的生活提供了很多的方便，比如第三方的支付平台为我们节省了很多的时间和金钱成本，P2P网络借贷系统可以让一些中小型公司进行融资借贷；坏的方面是这种互联网金融体系会存在诸多风险。本文将互联网金融风险为核心进行集中分析，并且提出相应的风险预防措施，希望可以给相应的管理人员提出有参考性意义的建议。关键词：互联网金融；风险；风险防范AbstractInrecentyears,China'sInternetfinancehasdevelopedveryrapidly,andhasestablishedvariousfinancialmodelsandnewbusinesssystems,andthescaleoftransactionshasbecomelargerandlarger.NowourlifeisinseparablefromtheparticipationofInternetfinance.Internetfinanceisalsoadouble-edgedswordinourlives.Thegoodthingisthathehasprovideduswithalotofconveniences.Forexample,thethird-partypaymentplatformsavesusalotoftimeandmoney.TheP2Pnetworklendingsystemallowssomesmallandmedium-sizedcompaniestofinancelending;thebadsideisTherearemanyrisksinthiskindofinternetfinancialsystem.ThispaperconcentratesontheInternetfinancialriskasthecore,andproposescorrespondingriskpreventionmeasures.Itishopedthatrelevantmanagementpersonnelcanmakesuggestionswithreferencesignificance.Keywords:internetfinance;risk;riskprevention目录摘要..............................................................................................................................1Abstract..........................................................................................................................1一、绪论........................................................................................................................4（一）研究背景及意义.........................................................................................4（二）国内外研究现状.........................................................................................41.基于互联网技术变革的金融创新...............................................................42.关于互联网金融风险的相关研究...............................................................53.关于互联网金融风险防范对策的研究.......................................................5（三）研究内容与方法.........................................................................................5三、互联网金融风险概述............................................................................................5（一）互联网金融.................................................................................................51.互联网金融概念...........................................................................................52.中国互联网金融的主要模式.......................................................................6（二）互联网金融风险.........................................................................................71.互联网金融概念界定...................................................................................72.互联网金融风险的特点...............................................................................8四、互联网金融风险分析............................................................................................8（一）互联网金融风险的特殊性.........................................................................81...
