摘要近几年来，我国的社会养老保险已经从城市开始延伸到农村，养老保险的覆盖面在逐渐扩大，这就意味着将来会有越来越多的人享受到社会养老保险的待遇。这是以人为“”本的社会发展观的具体要求，也是社会收入再分配的具体要求，更是党的十八大对完善“”我国三农问题的具体要求。本文将对栖霞的农村养老保险体系进行研究分析，首先概括了栖霞农村养老保险的具体范畴，明确了本文的研究方向。然后将栖霞在实践中的情况与国家规定的相关情况进行对比，明确目前栖霞在实施农村养老保险策略中的基本现状，并分析问题原因，最后总结问题，结合栖霞的经济发展与风俗习惯给出了具体的建议。本文的结构基本上是按照发现问题，分析问题解决问题的步骤进行展开的。本文的研究角度是对栖霞农村养老保险体制的完善与发展，指明解决问题的重要性，并从政府财政政策的角度，力求找出一个最适宜栖霞农村居民社会养老保险资金的筹措、控制、运营等一系列资金管理的方式与相应的配套措施。本文的创新之处在于结合目前栖霞农村的新状况，对最适宜的养老保险政策提出了自己的看法，并运用多种新角度、新视角切入问题，进行研究。关键字：养老保险；农村养老保险；养老保险体系；栖霞AbstractInrecentyears,China'ssocialendowmentinsurancehasstartedfromthecityextendedtothecountryside,endowmentinsurancecoverageisexpandinggradually,whichmeansthatthefuturetherewillbemoreandmorepeopleenjoysocialendowmentinsurancetreatment.Thisisapeople-orientedoutlookofsocialdevelopmentaswellassocialincomeredistributionofspecificrequirements,specificrequirements,itistheparty's"bigeighteen"aboutperfectingourcountry"3farmingproblem"specificrequirement.TheQixiaruralold-ageinsurancesystemtocarryontheresearchanalysis,firstlysummarizedtheQixiaruralareaendowmentinsurancespecificcategory,clarifytheresearchdirection.ThenQixiawillbethecaseinpracticewiththestateregulationsrelatedconditioncarriesonthecontrast,clearthecurrentQixiaintheimplementationofruralendowmentinsurancestrategiesinthebasicsituation,andanalyzethecauseoftheproblem,finallysummarizetheproblems,combinedwiththeeconomicdevelopmentofQixiaandthecustomsgivesspecificsuggestions.Thestructureofthispaperisbasicallyinaccordancewiththefoundproblem,analyzingproblemandsolvingproblemstepstostart.ThisresearchpointistheQixiaruralareaendowmentinsurancesystemconsummationanddevelopment,pointedouttheimportanceofproblemsolving,andfromtheangleofgovernmentfiscalpolicy,andtriestofindamostsuitableforQixiaruralresidents'socialendowmentinsurancefundraisemoney,control,operationandaseriesoffinancialmanagementmodeandcorrespondingmeasures.TheinnovationofthispaperliesincombiningthenewsituationinruralareasofQixia,themostsuitablepensioninsurancepoliciesputforwardtheirviews,anduseavarietyofnewperspectives,newperspective,research.Keywords:old-ageinsurance;ruralendowmentinsurance;pensioninsurancesystem;Qixia目录摘要..................................................................................................................5Abstract............................................................................................................6前言...................................................................................................................91文献综述........................................................................................................91.1研究背景...................................................................................................................91.2研究目的....................................................................................
