湖北省小微企业财务管理现状及对策分析摘要随着政府逐渐意识到小微企业对于市场经济发展的重要性，开始加大对小微企业的扶持力度，出台政策及措施鼓励和支持小微企业发展，地方政府及各类金融机构等也开始响应政策号召，积极主动的为小微企业提供金融帮助，小微企业的发展环境变得越来越好。而财务管理是企业发展过程中不可或缺的一部分，健全的财务系统，均衡的制衡体系为小微企业的发展起到事半功倍的作用。但目前我国小微企业的财务管理仍然薄弱，人员素质不够高，严重制约了小微企业的进一步发展。本文介绍了在中国的小微企业财务管理的现状，对其不足之处进行了深入分析，并提出了进一步完善中国的小微企业财务管理的具体措施，为我国的健康发展，对小微企业的建议。本篇文章以湖北省的小微企业为重点，着重分析湖北省小微企业的特点以及其在财务管理方面出现的问题，根据具体事例具体分析，为未来湖北省小微企业的发展提出较为合理的对策和建议。关键词：小微企业，财务管理，融资状况SmallandmicroenterprisesinHubeiProvincefinancialManagementandCountermeasuresABSTRACTAsthegovernmentgraduallyrealizedtheimportanceofsmallandmicroenterprisesforthedevelopmentofmarketeconomy,startedtoincreaseeffortstosupporttheSmallandmicrobusinesses,theintroductionofpoliciesandmeasurestoencourageandsupportthedevelopmentofSmallandmicrobusinesses,localgovernmentsandvariousfinancialinstitutionshavebeguntorespondtothecallofthepolicy,toprovidefinancialhelpandmicroenterprisesactiveforthedevelopmentofsmall.TheenvironmentSmallandmicrobusinessesgettingbetterandbetter.Financialmanagementisanintegralpartofthedevelopmentprocessoftheenterprise,asoundfinancialsystem,abalancedsystemofchecksandbalancesforthedevelopmentofsmallandmicroenterprisesplayamultiplierrole.However,thefinancialmanagementofsmallandmicroenterprisesinChinaisstillweak,andthequalityofpersonnelisnothighenough,whichseriouslyrestrictsthefurtherdevelopmentofsmallandmicroenterprises.ThispaperintroducesthecurrentsituationintheChineseSmallandmicrobusinessesoffinancialmanagement,thedeficienciesareanalyzed,andputsforwardsomeconcretemeasurestofurtherimprovetheChineseSmallandmicrobusinessesoffinancialmanagement,forthehealthydevelopmentofourcountry,theSmallandmicrobusinessesadvice.ThisarticleusesSmallandmicrobusinessesinHubeiProvinceasthefocus,focusingontheanalysisofHubeiprovinceSmallandmicrobusinessesandthecharacteristicsoftheirproblemsinthefieldoffinancialmanagement,accordingtotheconcreteanalysisofconcreteexamples,putsforwardreasonablecountermeasuresandsuggestionsforthefuturedevelopmentofHubeiprovinceSmallandmicrobusinesses.KEYWORDS：smallmicroenterprises,financialmanagement,financingconditions目录1前言..............................................................11.1研究目的及意义.........................................................................................11.1.1研究目的.......................................................................................11.1.2研究意义.......................................................................................11.2国内外研究现状.......................................................................................21.2.1国外研究现状...............................................................................21.2.2国内研究现状...............................................................................21.3研究方法...................................................................................................32湖北省小微企业发展概况.............................
