编码：XR03-HY-GF-Z603团队成员道德风险内控管理制度版本号V1.0公司山西盛邦担保有限公司编码核准核准日期编写编写日期审核审核日期审批审批日期目录一、总则..................................................................................................................................................................41.1目的...........................................................................................................................................................41.2定义...........................................................................................................................................................41.3适用范围...................................................................................................................................................5二、业务操作环节道德风险点检查......................................................................................................................52.1项目调查环节道德风险检查..................................................................................................................52.2项目审批环节道德风险检查..................................................................................................................52.3项目条件落实环节道德风险检查.........................................................................................................62.4保中管理环节道德风险检查...................................................................................................................62.5资产处置环节道德风险检查..................................................................................................................6三、团队成员道德风险内控管理机制.................................................................................................................63.1强化内部制度管理..................................................................................................................................73.2加强业务监督约束机制...........................................................................................................................73.3加强人才招聘使用机制...........................................................................................................................83.4加强员工职业教育培训...........................................................................................................................83.5加强企业文化建设...................................................................................................................................83.6完善企业薪酬管理体系...........................................................................................................................93.7提高科技管理水平...................................................................................................................................9四、责任与罚则.......................................................................................................................................................94.1责任划分....................................................................................................................................................94.2罚则..........................................................................................................................................................10五、...
