家庭理财规划分析研究 金融学专业VIP专享VIP免费

目录摘要：.............................................................................................................................................................3引言：.............................................................................................................................................................3一、相关概念研究.........................................................................................................................................4（一）风险的定义.................................................................................................................................4（二）投资规划.....................................................................................................................................4（三）家庭理财风险管理的要素.......................................................................................................41.家庭理财风险管理回避..............................................................................................................42.家庭风险管理控制......................................................................................................................43.家庭理财风险管理保留..............................................................................................................44.理财风险管理分散......................................................................................................................45.家庭风险管理转移......................................................................................................................4二、家庭理财业务中存在的问题.................................................................................................................4（一）法律保障缺失.............................................................................................................................4（二）信用制度建设薄弱.....................................................................................................................5（三）缺乏组织机构及运行机制保障.................................................................................................5（四）缺乏全面的风险组合及控制理念.............................................................................................5三、北京地区中等收入家庭理财规划的主体内容.....................................................................................6（一）家庭设计的核心内容.................................................................................................................6（二）增长型案例分析.........................................................................................................................61.财务分析......................................................................................................................................72.家庭理财建议.............................................................................................................................7（三）稳健型案例分析.........................................................................................................................81.财务状况分析..............................................................................................................................82.家庭理财途径......................................................................