摘 要本文在深入调查的基础上，说明随着信用卡业务的长足发展和信用卡业务的不断增长，信用卡业务中的风险频率也随之增长。我国信用卡业务的发展还不十分成熟，各种法规还不十分完善，应多借鉴国外的经验，更多地从维护社会公共利益的角度出发，从而推动银行的发展。关键词：信用卡；风险；金融监管IABSTRACTThis paper on the basis of in-depth investigation, explain the fact that the credit card business with the rapid development and the growing credit card business, the risk of credit card business alsowill increase the frequency. The development of China’s credit card business is not very mature, various laws and regulations is not perfect, should learn from foreign experience, more to safeguard social and public interest point of view, thereby promoting the development of the banks.Key Words: Credit card; Risk; Financial supervisionII目录摘 要.......................................................................................................................IABSTRACT...........................................................................................................................II第一章 绪论....................................................................................................11.1 研究背景....................................................................................................11.2 国内外研究现状.............................................................................11.2.1国外研究现状.................................................................................11.2.2国内研究现状.................................................................................2第二章 信用卡业务的风险特点及其类型.......62.1 信用卡业务风险特点.............................................................62.2 信用卡业务主要风险类型..............................................7第三章 我国信用卡业务风险原因...........................103.1 风险的主要原因.........................
