我国众筹融资的风险及其防范研究摘 要在互联网高速发展的背景下，互联网金融也得到了快速的发展。互联网的发展伴随而来的是众筹融资的衍生，目前众筹融资在我国还处于发展初期，虽然政府积极出台相关管理办法对众筹行业进行规范，但仍然存在诸多风险。论文研究主要对互联网金融新兴的众筹融资模式进行研究，从技术风险、法律风险、监管风险、管理风险、信用风险五个方面进行分析，并对此提出了风险防范和应对措施，促进以众筹为代表的互联网金融的健康发展。关键词：众筹融资；风险防范；互联网金融ABSTRACTIn the context of the rapid development of the Internet，Internet finance has also developed rapidly. The development of the Internet is accompanied by the derivation of crowd financing. At present ， Crowd financing is still in the early stage of development in China. Although the government actively promulgates relevant management measures to regulate crowd financing industry， there are still many risks. This paper mainly studies the emerging crowd financing mode of Internet finance ， and analyses it from five aspects: technical risk, legal risk, regulatory risk, management risk and credit risk. It also puts forward risk prevention and response measures to promote the healthy development of Internet Finance represented by crowd financing.Key words: Crowd financing; Risk Prevention; Online finance目 录1 众筹融资的发展现状...................................................................................12 众筹融资存在的风险...................................................................................22.1 技术风险.............................................................................................................22.2 法律风险.............................................................................................................22.3 监管风险.............................................................................................................22.4 管理风...
