浅谈区块链对保险业的影响【摘要】随着区块链技术水平的不断突破与发展,在全球市场上成为继互联网后的新热点,正颠覆性地影响着金融领域的方方面面,包括保险业。区块链在改变了传统的数据共享方式和过程的同时,也有效地防止了数据被篡改。但是,区块链技术的应用还处于探索的初级阶段,保险业要大规模应用还有很长的路要走。目前,保险业正在积极探索保险业的形势和道路。随着区块链技术的应用越来越广泛和成熟,对促进保险业的发展和扩大保险覆盖面具有深远的意义。本文以区块链对保险行业发展的影响为研究对象,通过文献研究法、案例分析法等研究方法,研究区块链对保险行业的优势以及应用的问题与不足,并对目前保险业有关对于区块链的应用进行案例分析,提出针对区块链在保险行业中的应用的相关建议【关键词】区块链技术;保险;智能合约注:本论文(设计)题目来源于教师的国家级(或省部级、厅级、市级、校级、企业)科研项目,项目编号为: On the influence of blockchain on insurance industry[Abstract] With the continuous breakthrough and development of blockchain technology, it has become a new hot spot in the global market after the Internet, and is affecting all aspects of the financial sector, including the insurance industry. It not only changes the traditional way and process of data sharing, but also effectively prevents data from being tampered with. However, the application of blockchain technology is still in the preliminary stage of exploration, and the insurance industry still has a long way to go to achieve large-scale application. At present, the insurance industry is actively exploring the situation and road of the insurance industry. With the application of blockchain technology becoming more and more widespread and mature, it is of far-reaching significance to promote the development of insurance industry and expand insurance coverage. This paper takes the impact of block chain on the development of the insurance industry as the research object, studi...