老龄化社会背景下保险法面临的问题和完善建议 【摘要】随着我国老龄化问题的日趋严重，对于成熟的社会养老保险体系要求日益迫切，本文从老龄化背景下的我国的保险法制体系的角度出发，主要从商业保险法和社会保险法两个方面入手，对我国保险资金的监管，社会养老保险基金，长期护理保险这三个方面，在老龄化社会背景下的影响下的保险法律层面存在的一些问题，并针对这些问题，探讨如何完善存在的保险法层面的问题，给出一些建议，以求发展并完善我国的关于养老保险方面的保险法律制度，为我国的养老体系建设构建一个扎实的法律基础，从而能缓解老龄化背景下的相关社会养老问题。【关键词】人口老龄化；保险法；养老保险；长期护理保险；Problems and Perfection Suggestions Faced by Insurance Law under the Background of Aging Society[Abstract] As China's aging problem intensifies, the demand for a mature social pension system is also increasing. From the perspective of the insurance law in the context of aging, this article mainly analyzes China's resident savings rate, start with the "Insurance Law" and "Social Insurance Law", pension funds and long-term care insurance companies have many drawbacks to insurance law from different perspectives, the level under the influence of an aging society background, and for these problems, how to improve the existing insurance law level problems are discussed, and some suggestions are given to develop and improve China ’s pension insurance In terms of insurance laws, It will provide a good legal atmosphere for building and improving the Chinese social pension system so that everything can be followed, which can alleviate the related social pension problems in the context of aging.[Keywords] Aging population Insurance Law Pension Insurance Long-Term Care Insurance 目 录1 前言....................................................12 背景....................................................22.1. 老龄化的现状................
