科技赋能保险，让保险服务更智慧【摘要】保险科技是指利用人工智能、大数据、区块链、互联网等新兴事物为保险服务的技术，也就是科技赋能保险，引领行业发展。让保险服务更智慧，是指把科技应用在保险产品设计、研发、营销、核保理赔方面的一系列行为和过程。保险科技的创新和发展直接影响保险服务水平的改善和提高，影响到培育和提高保险公司未来的市场竞争力，对保险业的深度发展有着不容小觑的作用力。基于此，从保险科技入手，分析保险科技的发展现状，并对保险科技下对保险服务的影响进行分析，为保险企业服务创新提供了一点思路，共同促进行业发展。【关键词】保险科技；人工智能；大数据；区块链；保险服务Technology empowers insurance and makes insurance service more intelligent[Abstract] Insurance technology refers to the use of artificial intelligence, big data, block chain, the Internet and other emerging things for insurance services technology, namely technology enabling insurance, leading the development of the industry. Making insurance service more intelligent refers to a series of behaviors and processes of applying technology in insurance product design, research and development, marketing and underwriting claims. The innovation and development of insurance technology has a direct impact on the improvement of insurance service level and the cultivation and improvement of the future market competitiveness of insurance companies. Based on this, starting from the insurance technology, the development status of insurance technology is analyzed, and the influence of insurance technology on insurance services is analyzed, which provides some ideas for the service innovation of insurance enterprises and jointly promotes the development of the industry.[Keywords] Insurance technology; Ai ; Big data; Block chain; Insurance service 目 录1 前言.........................................................................................................12 ...
