保险企业对保险科技的运用研究【摘要】目的：分析当前国内外保险企业对保险科技的运用状况得出企业对保险科技的运用存在的不足以及可改进的地方。方法：通过对比分析各个保险企业对于保险科技的运用方式、经营方法以及所取得的成效以及业绩还有客户的倾向，研究我国保险科技在运用上的瓶颈，分析其原因并适当的提出浅略的建议。结果：企业在对保险科技的运用上各有差异各自有各自的特色，在不同的市场的监管条件下，各个保险企业对于保险科技的运用也有着不同的限制。结论：保险科技的合理运用对保险企业有着积极的影响，国内外企业都在根据各个细分的保险科技的特点进行合理的运用以及研发改进，但是企业对于保险科技的运用仍存在可以改进的地方。【关键词】保险科技；保险企业；运用Research on the application of insurance technology by insurance enterprises【 Abstract 】 Objective: To analyze the current status of the use of insurance technology by domestic and foreign insurance companies to find out the deficiencies in the use of insurance technology and the areas for improvement. Method: By comparing and analyzing the application methods, operating methods, effectiveness, performance and customer tendency of various insurance companies for insurance technology, the bottlenecks in the application of insurance technology in China are studied, the reasons are analyzed, and the appropriate suggestions are proposed. Suggest. Results: Enterprises have different differences in the application of insurance technology and have their own characteristics. Under the regulatory conditions of different markets, various insurance companies have different restrictions on the use of insurance technology. Conclusion: The rational use of insurance technology has a positive impact on insurance companies. Both domestic and foreign companies are making reasonable use and research and development improvements according to the characteristics of each subdivision of insurance tec...
