保险公司与医疗机构的合作模式探讨【摘要】随着生活质量水平的不断提高，人们越来越注重自身的健康状况，顺应着社会的发展趋势，可预知我国商业健康保险在未来的发展空间是不容小觑的。纵观社会关注的问题，医疗改革一直以来都是大家所关注的热点，而保险公司经营的健康保险与医疗关系又是紧密相关的，这对保险行业和我国医疗改革方面无疑都能起到积极的作用。保险公司与医疗机构的合作虽然益处多多，但是要想探索出适合长远发展的合作模式也是一件不容易的事情。想从多种合作模式中做出选择，无疑是要考虑各种模式的适用条件与我国拥有的发展条件是否吻合匹配，保险公司不管是选择哪种合作模式，它都会影响着国内商业健康保险的长远发展。本文将通过探讨保险公司与医疗机构的各种合作模式在我国发展的可实施性，根据我国保险公司与医疗机构现有合作后所产生的真实效益，从分析结果中提出加强保险公司与医疗机构合作的具体措施，从而为保险公司在选择合作模式上提供参考建议。【关键词】合作模式；保险公司；医疗机构；商业健康保险Discussion on the cooperation mode between Insurance Company and Medical Institution[Abstract]With the continuous improvement of the quality of life, people pay more and more attention to their health.With the development of society, it can be predicted that China's commercial health insurance is not to be underestimated in the future development space.Looking at the social concerns, health care reform has always been the focus of attention. Health insurance operated by insurance companies is closely related to medical treatment, which will undoubtedly play a positive role in the insurance industry and China's medical reform.Although the cooperation between insurance companies and medical institutions has many benefits, it is not easy to explore the cooperation model suitable for long-term development.If we want to choose from various cooperation modes, we must consider whether the applicable conditions of each mode match with the existing development conditions of our count...
