本科论文摘 要中国的经济在近几年实现了突飞猛进的发展，随着社会公众对生活水平的需求不断提高。人们对自己的生命和财产也较以前更加重视，渐渐地保险就成了人们保护财产和自身生命的保障之一。本文主要从四个部分对我国的保险消费问题进行了研究。第一部分是介绍保险消费的概念。因为这是进一步了解保险消费出现的问题的重要前提。第二部分是研究当今保险业的发展状况和发展趋势。近几年，我国保险业呈现保费收入大增、保险市场竞争激烈等状况，相信在未来保险业会向规范化、科技化和专业化的方向发展。第三部分主要研究了现在保险消费存在的问题。例如，保险消费者的消费理念不成熟、目前保险消费水平偏低、保险公司的保险品种、保险人才的匮乏等。第四部分是针对上述问题提出一些解决方法。例如，加强保险消费观念、创新保险品种、加强对保险人才的培养等。因此，积极引导正确的保险消费观念，使我国保险行业走上稳定、持续、健康的发展之路，不仅仅对保险消费者产生的影响重大，也对推动我国保险业的经济发展和提升中国的经济能力具有十分重要的作用。关键字：保险消费，保险业，保费收入，保险消费理念本科论文AbstractChina's economy has achieved rapid development in recent years, with the increasing demand of the public for living standards. People pay more attention to their lives and properties than before. Gradually, insurance has become one of the guarantees for people to protect their lives and properties.This paper mainly studies the insurance consumption in China from four parts. The first part introduces the concept of insurance consumption. Because this is an important premise to further understand the problems of insurance consumption. The second part is to study the current situation and development trend of insurance industry. In recent years, China's insurance industry has seen a large increase in premium income and fierce competition in the insurance market. It is believed that in the future, the insurance industry will develop in the direction of standardization, technology and specialization....
