中小企业融资困境及对策分析 ——以韵达股份有限公司为例摘 要当前，我国经济快速发展，中小企业在推动我国经济发展中发挥着至关重要的角色,成为国民经济进步的的活力与动力，起到了助力经济增长、加快创新速度和增加就业岗位等作用，中小企业是否能够保持稳定的速度增长与我国改善民生和维护社会稳定有着直接的关联。然而由于经营规模小、融资门槛高等因素的影响，中小企业仍面临许多融资难题。所以,本文以中小企业的融资为分析对象,以韵达股份有限公司为具体案例，总结了中小企业融资现状、分别从内、外部环境分析中小企业融资困境成因。并提出针对性的对策及建议。对我国的中小企业的融智困境的发展现状进行正确的认识，有助于政府、金融机构和社会共同努力将这些问题进行针对性的解决，帮助中小企业突破自身局限、实现快速发展。关键词：中小企业 融资困境 对策Abstract At present, our country economy fast development, the small and medium-sized enterprises in promoting China's economic development plays an important role, become a national economic progress of the vitality and the power, the power of economic growth, to speed up the pace of innovation and increase jobs, small and medium-sized enterprises can maintain stable growth and improve people's livelihood and maintain social stability in our country there is a direct correlation. However, due to the influence of small operation scale and high financing threshold, smes still face many financing problems. Therefore, this paper takes the financing of small and medium-sized enterprises as the analysis object and yunda co., ltd. as the specific case to summarize the status quo of financing of small and medium-sized enterprises and analyze the causes of financing difficulties of small and medium-sized enterprises respectively from the internal and external environment. And put forward the corresponding countermeasures and Suggestions. A correct understanding of the development status quo of the financing d...
