创新养老保险制度，完善养老保障体系 【摘要】中国已提前进入老龄化社会，“未富先老”的问题非常突出。作为重要的社会经济系统，养老保险进入了深区。对象范围小、保护水平低、历史债务大、隐性债务大、不公平机制、不完善的法律制度问题日益突出。因此，抓住中国经济仍在上升，劳动力成本在促进中国养老金制度改革和发展方面具有比较优势的有利时机是不可缺少的。在这篇文章中,中国的养老保险开发的历史,目前的状况、环境、系统模型研究,本文中国的国家局势和组合的外国养老保险系统的设计和改革的经验为基础,未来中国的养老保险改革的重点为基础进行分析。以上，提出了综合加强养老保险制度建设的政策建议，这对于促进养老保险基金的市场取向运用，降低风险具有实际意义。【关键词】养老保险；制度；保障体系Innovate the old-age insurance system and improve the old-age security system[Abstract]China has entered an aging society in advance, and the problem of "getting old before getting rich" is very prominent. As an important social and economic system, pension insurance has entered the deep zone. The scope of the object is small, the level of protection is low, the historical debt is large, the hidden debt is large, the unfair mechanism, and the imperfect legal system is becoming increasingly prominent. Therefore, it is indispensable to seize the favorable opportunity that China's economy is still rising and labor costs have a comparative advantage in promoting the reform and development of China's pension system. In this article, the history of China's pension insurance development, current situation, environment, and system model research, this article is based on China's national situation and the experience of designing and reforming the combination of foreign pension insurance systems. The focus of the reform is based on analysis. In the above, the policy recommendations for comprehensively strengthening the construction of the pension insura...
