论金融监管在应对金融危机中的法律机制构建摘 要本文旨在分析美国历次金融监管改革，完善中国金融监管政策。文章从美国历次金融危机危机产生原因、过程展开叙述。从金融监管的角度谈及罗斯福政府布什政府和奥巴马政府为金融萧条危机所做的改革，文章分析了在不同阶段下其金融监管改革利弊。文章列出三种监管模式并结合英美两国金融监管现状，指出没有最优的见过模式。文章最后谈及中国金融监管机制的现状，通过分析中国目前金融发展水平，提出几点金融监管机制改革的建议。关键词：金融监管；金融危机；金融消费者 Ithe Structure of Financial RegulationIn Response to the Financial CrisisAbstractThis paper is intend to discuss how did America deal with the financial crisis since 1886 and what can China do to improve financial regulations.It analyzes several American financial regulatory reforms and weights the advantages and disadvantages.It also carries out a few suggestions to improve Chines current financial supervision mechanism depending on the situation of China.Key Words: financial regulation; financial crisis; financial consumerII目 录摘要-----------------------------------------------------------------------------------------------1Abstract-----------------------------------------------------------------------------------------Ⅱ目录----------------------------------------------------------------------------------------------Ⅲ一、美国的金融监管改革 --------------------------------------------------------------------1二、各类监管体系比较-------------------------------------------------------------------------2三、中国金融监管法律体制现状-------------------------------------------------------------3四、中国金融监管法律体制改革-------------------------------------------------------------4（一）金融消费者权益保护-------------------------------------------------------------------4（二）完善信息披露制度----------------------------------------------------------------------5（三）机构监管与功能监管相结合---------------------------...
