本科论文摘 要作为我国商业银行系统“第三梯队”的城市商业银行,经受住了外资银行冲击城商行的传统业务和大型商业银行进行业务挤压的考验,以坚守服务地方中小企业,助力区域经济发展为经营目标,为整个银行业的全面发展注入一份不可或缺的力量。面对不断革新的金融行业,银行业的竞争也变得越来越激烈,要想吸引更多的客户,拥有独具优势的核心竞争力对于城商行的发展来说变得尤为重要,众多研究人士更是构建出一整套评价城市商业银行核心竞争力的基本原则,在此基础上,采用提高服务质量、创新产品种类、壮大精英团队的对策,以便城商行快速应对银行业间的瞬息万变,以求处于不败之地。多年来,我国城商行一直致力于优化自身的核心竞争力,更是在近几年里多次登上英国《Banker》杂志的全球银行 500 强排行榜,城市商业银行正以不断进取的姿态贯彻落实国家政策,结合自身实际,努力为银行业的发展增添色彩。关键字 城市商业银行,核心竞争力,现状,对策本科论文AbstractAs our country commercial bank system "third tier" city commercial bank, withstood the traditional business of foreign Banks impact city business and large commercial Banks business test of extrusion, to stick to your local small and medium-sized enterprise service, power management goal of the regional economic development, to the all-round development of the entire banking industry into a indispensable power. In the face of continuing innovation of financial industry, banking competition has become more and more fierce, in order to attract more customers, has the distinct advantage of core competitiveness for the development of the city firm has become particularly important, many researchers is build up a set of basic principles of evaluation of city commercial bank core competence, on this basis, adopt to improve service quality, innovative products, expand the countermeasure of elite team, so that the city businesses of rapidly changing between rapid response to the banking industry, in order to in the invi...