目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 六盘水交通银行信贷风险概述...........................................................................31.1 商业银行信贷风险的含义及特征...............................................................31.2 六盘水交通银行信贷资产现状...................................................................42 六盘水交通银行信贷风险管理存在的问题.......................................................62.1 信贷文化严重缺失.......................................................................................62.2 风险等级评定制度不完善...........................................................................62.3 缺乏健全的风险预警和监督体系...............................................................72.4 信贷风险管理人员综合素质较差...............................................................73 六盘水交通银行信贷风险管理问题的成因.......................................................93.1 外部环境的原因...........................................................................................93.2 银行自身的原因.........................................................................................104 六盘水交通银行信贷风险管理对策研究.........................................................124.1 培育新型信贷文化.....................................................................................124.2 健全风险等级评定制度.............................................................................124.3 加强信贷风险的监测与监督.....................................................................134.4 建立高素质的专业人才队伍...................................................................
