目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 邕宁地区农村信用社信贷风险管理现状...........................................................41.1 邕宁地区农村信用社信贷资产现状...........................................................41.2 邕宁地区农村信用社信贷风险管理制度...................................................51.3 邕宁地区农村信用社信贷风险管理现状...................................................62.1 信贷风险预警体系不健全...........................................................................82.2 缺乏稳定的信贷人员队伍...........................................................................82.3 对贷款客户的征信体系调查不够严谨.......................................................93 邕宁地区农村信用社信贷风险管理问题成因.................................................103.1 管理层风险防控意识较差.........................................................................103.2 信贷人员激励与考核制度缺失.................................................................103.3 征信管理体系较为落后.............................................................................104 邕宁地区农村信用社信贷风险防范对策.........................................................114.1 完善信贷风险管理制度，建立风险预警体系.........................................114.2 强化信贷队伍建设.....................................................................................114.3 推进信贷风险与客户征信的科学度量.....................................................11结 论.................................................................................................................13参考文献..........................................
