目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 敦化农商银行小额信用贷款现状.......................................................................31.1 敦化农商银行小额信用贷款简介...............................................................31.2 敦化农商银行小额信用贷款操作流程.......................................................42 敦化农商银行小额信用贷款存在的问题...........................................................62.1 敦化农商银行小额信用贷款风险监控不到位...........................................62.2 敦化农商银行小额信用贷款管理机制不健全...........................................72.3 敦化农商银行小额信用贷款放贷操作不规范.........................................103 敦化农商银行小额信用贷款问题的建议..........................................................133.1 落实风险监控机制.....................................................................................133.2 细化管理责任，明确奖惩机制.................................................................143.3 小额信用贷款操作规范化.........................................................................15结 论.................................................................................................................17参考文献.................................................................................................................18附录 1 敦化农商银行小额信用贷款相关调查问卷............................................20致 谢.....................................................................................................................21摘 要小额信用贷款行业已经进入了缓慢的发展期，敦化农商银行小额信用贷款依旧可以凭借自身覆盖面积广且主要贷...
