目 录摘 要........................................................................................................................IAbstract.....................................................................................................................II引 言.......................................................................................................................11 北京中融汇诚个人信贷业务的发展现状............................................................31.1 北京地区个人信贷发展的现状.................................................................31.2 北京中融汇诚个人信贷业务发展现状.....................................................42 北京中融汇诚个人信贷业务发展存在的问题...................................................72.1 内部管理体制混乱.....................................................................................72.2 贷款审批把关不严.....................................................................................72.3 个人信用真实信息获取难度大.................................................................82.4 高素质从业人员严重缺失.........................................................................83 北京中融汇诚个人信贷业务问题的解决对策..................................................103.1 调整内部管理机制...................................................................................103.2 加强客户资源管理，完善信贷风险预警系统.......................................103.3 完善个人征信体系，做到信息共享.......................................................103.4 注重人员素质培养，打造专业团队.......................................................11结 论.....................................................................................................................12参考文献.................................................................................................................13致 谢......................................................................................................
