摘 要中小企业能促进国家经济实现适度增长，给人民大众提供就业岗位，也是国家税收的重要来源。近年来，中小企业的发展面临着一些困难，而融资问题是对其影响比较大的一个方面。所以，要想中小企业发展得好，就要好好研究如何解决这一问题。本文将以伊亚希有限公司为例研究互联网金融对中小企业的融资影响，为中国的中小企业在融资道路上提供更多的方向和渠道。文章将以伊亚希有限公司的财务数据作为分析企业融资现状的数据支持，主要分析企业的负债结构，对伊亚希有限公司近五年具有代表性的财务指标进行分析，如资产负债率等财务数据进行分析对比，分析总结企业的融资变化趋势。再者，从企业的现状分析中找出伊亚希有限公司在融资上存在的问题，发现伊亚希有限公司融资存在的问题主要有融资结构不合理、融资的渠道单一、利息成本高以及过度依赖非正规银行融资的渠道等。最后，针对伊亚希有限公司存在的融资问题，结合互联网金融的优势，对伊亚希有限公司的融资结构、融资渠道、融资成本等方面提出可行性的建议和对策。关键词：互联网金融 中小企业 融资AbstractSmall and medium-sized enterprises can promote the country's moderate economic growth and provide employment opportunities for the general public, which is also an important source of national income. E in recent years, the development of small and medium-sized enterprises is facing some difficulties, and the financing problem is one side that has a great impact on it. Therefore, in order to study how to alleviate the survival and development dilemma of small and medium-sized enterprises, I will take Iasi Co., Ltd. Explore the impact. China's small and medium-sized enterprises in the financing road will also provide more directions and ways. In this article, this paper will start from the basic concept of Internet finance, Internet finance related research. And then I started to explain The basic situation of the limited company, the financing status of the enterprise, financing problems, and financing countermeasures are elaborated accordin...
