I中小企业融资困境及对策研究摘 要我国的企业中，有大型的企业、国企、外企、中小企业，而数量最多占比最大的是中小企业，其在我国经济发展中起着举足轻重的作用，是经济发展的希望，当前国有企业和民营企业之间尚未做到合理竞争，其主要问题在于融资。中小企业想要拿到融资，比大型企业困难很多，如果有一天这两种企业关于融资的问题能找到一个平衡点，使中小企业获得融资不再那么困难，那么中小企业必能被进一步激发潜力，获得更好发展。本文以中小企业面临的融资问题，如不易取得银行贷款、难以取得内部资金用以融资、政府针对中小企业的优惠政策少，由此看出，要想解决融资问题，需要银行、政府、企业自身都做出努力，相信在这三个主体的努力下，中小企业能在解决融资方面有所启发。关键词：中小企业；融资；对策研究IIResearch on financing predicament and countermeasures of small and medium-sized enterprisesAbstractenterprises of our country,there are large enterprises,state-owned enterprises,foreign enterprises,small and medium-sized enterprises,and the largest number,accounted for the largest is the small and medium-sized enterprises,they plays an important role in the economic development of our country,is the hope of economic development,the current state-owned enterprises and private enterprises have not yet can do the reasonable competition,and its main problem is financing,It is much more difficult for small and medium enterprises to get financing than for large enterprises.If these two enterprises can find a balance point on financing and make it less difficult for small and medium-sized enterprises to get financing ,then small and medium-sized enterprises will be able to further stimulate their potential and achieve better development, Based on the small and medium-sized enterprises financing problem,such as difficult to obtain bank loans,difficult to obtain the internal funds to finance,the few preferential political from government.Thus,to solve the finan...
