I企业集团财务公司盈利能力分析——以上海汽车集团财务公司为例摘 要随着互联网经济社会的发展，AI 人工智能时代的来临，企业集团财务公司是经济体系中特别重要的非银行金融机构。其促进产融结合，并且在降低成本、增加效益方面都发挥了作用，同时也推动实体经济发展。利润是企业发展的集中表现，可以反映出一个企业的经营效益和管理效能，能不能创造良好的利润收益，是一个企业发展前景的具体体现。而盈利能力是指一个企业通过其拥有的经济资源以创造利润的能力，拥有优秀的盈利能力是每个企业发展的终极目标。企业的价值越高说明其盈利能力越强，同时企业的现金流量和偿付能力也会随之成正比关系增强。为此，本文以上海汽车集团财务公司为例，通过对该公司 2015-2018 年的企业财务报表进行指标分析，对其的盈利能力指标进行系统分析。其次根据分析结果对财务公司的盈利能力进行总结，最后提出相关建议。本文对增强财务公司行业竞争力，优化财务公司行业构型，提高财务公司盈利能力和提升财务公司经济效益具有研究意义。关键词：盈利能力分析；企业集团财务公司；杜邦分析法Profitability Analysis of Finance Company of Enterprise IIGroup of SAIC FinanceAbstractWith the development of Internet economy and society and the advent of AI era, the financial company of enterprise group is not only a part of financial system, but also a very important non bank financial institution in financial economic system. Enterprise group finance companies to promote with melting provides a strong support, to reduce the cost, improve efficiency and promote the development of the real economy, play an important role. Profit is concentrated in the development of enterprise performance, it can reflect the enterprise the management efficiency and management efficiency. Profitability is the ability to economic resources to create profits. Having good profitability is the ultimate goal of an enterprise development. The higher the value of the enterprises shows that the strength of its profitability, at the same time, the cash ...
