本科论文摘 要我国地域辽阔、人口密集,对于小微企业的兴起、发展、繁荣非常地有利。小微企业是我国经济主体中不可或缺和忽视的一部分,但对于小微企业融资难、融资贵问题却从未得到真正地解决。本篇论文对小微企业融资现状、融资问题进行分析,并给出一些解决问题的对策建议,来缓解小微企业融资压力。本篇论文首先对小微企业的概况进行陈述,然后在学者们的考察研究的大背景下,设计出自己的研究框架,反复地探测打磨,研究过程是否透彻,是否完善,反复修改自己的研究框架。接下来叙述小微企业的融资现状,再研究分析小微企业目前存在的问题,最后针对其问题提出一些建议。但是本文的研究不足是对于小微企业的现状、原因分析以及给出的一些建议的实证分析欠缺,有的观点和结论需要大量的数据来做支撑。关键字:小微企业,融资难,融资贵本科论文Abstract China has a vast territory and dense population, which is very conducive to the rise, development and expansion of small and micro enterprises, and is absolutely necessary and overlooked section of China's economy. Nevertheless , the financing of small and micro enterprises is hard and exorbitant,but it's pretty prevailing and never authentically settled. This context analyzes the status quo of small and micro businesses financing, financing matters analysis,trouble countermoves and proposals to relieve the financing pressure of small and micro industries. This context first of all explains the ordinary condition of small and micro enterprises, and then devises its own study structure under the background of previous researchers' investigation and research, repeatedly detects and polishes, whether the research process is thorough and perfect, and repeatedly modifies its own research framework. Next, it gives a description of the immediate condition of small and micro industries, analyzes the existing question of small and micro enterprises, and finally raises a lot of suggestions for their problems. Nevertheles...