摘 要现如今,中国经济体制正处于持续变革当中,民营经济逐步获得相对稳定的蓬勃发展。在此背景下,中小民营企业已经占据绝大部分经济市场,有效提高当地的财政收入,切实解决当地的就业问题。但是在现阶段中小民营企业的生存状态并不是很乐观。本篇文章通过对固原市中小民营企业的财务状况进行问卷调查,分析产生该现状的成因,最后就中小民营财务状况中的问题提出建议性的改善对策。【关键词】:民营企业,财务状况,成因,对策AbstractIn recent years, with the continuous deepening of the economic system, the private economy has been rapidly developed, small and medium-sized private enterprises are gradually becoming an important part of the socialist market economy. It has made important contributions in many areas, such as raising fiscal revenue, driving economic growth and promoting employment. However, at this stage, the survival of small and medium-sized private enterprises is not very optimistic. Through a questionnaire survey on the financial situation of small and medium-sized private enterprises in Guyuan, this article analyzes the causes of the present situation, and finally puts forward some suggestions to improve the financial situation of the small and medium-sized private enterprises.【Key words】:private enterprise,financial status,cause of formation countermeasures目 录1 前言............................................................................................................................11.1 研究的背景和意义...............................................................................................11.2 研究的内容和方法...............................................................................................12 中小民营企业概况................................................................................................12.1 中小民营企业的定义和特点...............................................................................12.2 我国中小...