本科论文摘 要供给侧结构性改革背景下，对我国金融监管制度的重构提出了新想法。金融市场稳定与否与一个国家的监管体系有很大关联。当前互联网金融作为一个热门产业，不仅带动了许多模式的诞生，同时也带来了金融风险。与其联系密切的传统金融在互联网金融冲击下显然处于不利地位。本文应用 SPSS 分析验证随着中国网络使用人数的增加网络支付用户规模也会随之增加，为进一步体现网络金融对传统金融的影响提供有效的理论依据。本文从当前我国互联网金融的发展状况，互联网金融监管出现的问题以及金融监管体制改革等角度出发，然后分别从所需要采取的措施以及未来可能形成的金融监管体制进行论述，主要目的在于完善我国金融制度，加强市场的秩序，推动经济稳步发展。关键字：金融监管，金融风险，互联网金融本科论文AbstractUnder the background of supply-side structural reform, new ideas are put forward for the reconstruction of China's financial supervision system. Whether the financial market is stable or not is closely related to a country's regulatory system. At present, Internet finance, as a hot industry, has not only led to the birth of many models, but also brought financial risks. The traditional finance closely connected with it is obviously at a disadvantage under the impact of Internet finance. This paper applies SPSS analysis to verify that the scale of online payment users will also increase with the increase of the number of online users in China, providing effective theoretical basis for further reflecting the influence of online finance on traditional finance. In this paper, beginning from the current development of China's Internet finance, the problems of the financial regulatory system, and then from the need to take measures and the possible future financial regulatory system to discuss, the main purpose is to improve China's financial system, strengthen market order and boost steady economic growth.Key words：Financial regulation...
