农村信用社不良贷款控制研究以平塘县为例农村信用社不良贷款控制研究Study on the control of bad loans of rural credit cooperatives 摘 要农村信用社的不良贷款是特定历史条件下形成的，从某种意义上讲，是几十年来我国农村经济形态深刻变迁直接或间接遗留下来的历史问题的反映。通过对平塘县农村信用社不良贷款现状进行分析，对于农村信用社的不良贷款应基于对历史和现实的客观分析，站在促进农村经济发展的高度，着重研究社会信用体系不健全以及贷款“三查”流于形式、农业风险加剧信贷风险等问题对平塘县农村信用社不良贷款的影响，探索并提出应对平塘县农村信用社不良贷款现象的对应的化解的思路和对策。通过对不良贷款形成的可能原因进行分析，有助于信贷管理人员预防贷款风险，从而能够达到解决目前不良贷款管理的问题。关键词：平塘县；农村信用社；不良贷款；研究Rural credit cooperatives non-performing loan control 农村信用社不良贷款控制研究以平塘县为例research in Pingtang County as an exampleAbstractRural credit cooperatives’ non-performing loan is formed under specific historical conditions, speak from a certain meaning, is a reflection of the historical issues for decades of economic form of our country's rural profound changes directly or indirectly the legacy of. Through the present situation of bad loans of rural credit cooperatives in Pingtang County for analysis, rural credit cooperatives non-performing loans should be an objective analysis of the history and reality based, stand in the height of promoting rural economic development, focuses on the study of the social credit system is not perfect and loan "three check" to intensify agricultural risk, credit risk and other issues affecting the Pingtang County Rural Credit Cooperatives of the non-performing loans, to explore and resolve the corresponding ideas and countermeasures put forward rural credit cooperatives non-performing loans in Pingtang County, deal with the phenomenon of. Through t...
