目 录内 容 摘 要.....................................................................................................................................IAbstract...........................................................................................................................................II一、引 言........................................................................................................................................1(一)研究背景及意义...........................................................................................................11.研究背景......................................................................................................................12.研究意义.......................................................................................................................1二、文献综述..................................................................................................................................1(一)国外文献综述..............................................................................................................1(二)国内文献综述..............................................................................................................2三、电子商务融资途径现状及影响因素.......................................................................................3(一)我国电子商务融资现状...............................................................................................31.资金缺口大...................................................................................................................32.电商融资借贷成本高....................................................................................................53.电子商务融资方式........................................................................................................5(三)我国电子商务融资的影响因素...................................................................................61.电子商务企业内在影响因素....