中文摘要国有控股商业银行与城市商业银行竞争力对比分析（空 1 行）摘要：现代经济以金融为中坚力量，金融业又以银行业为中流砥柱。随着我国改革开放再到我国加入 WTO，我国银行业的准入门槛不断放低，民间资本不断参与其中，国内银行业间竞争日益激烈。然而当前我国银行业缺乏客观、清晰、完整的竞争力评价体系与直接的指导方式，因而建立合理的评价体系对引导银行业发展具有非常大的理论价值和实践意义。本文选取我国 13 家 A 股上市的银行为研究对象，采用因子分析法确定相关指标的权重，不同权重综合后，得到我国银行业的竞争力结果，再由数据分析得出当前我国商业银行的竞争力现状。数据结果表明:我国银行业中，在风险抵御与国有商业银行表现出比城市商业银行更好的竞争优势。本论文借助因子分析法，使用银行真实数据，数据处理后得到竞争力结果，尽量避免数据模糊，并利用分析结果采取相应对策来增强竞争实力，达到促进我国金融业的稳定发展的目的。关键词：银行竞争力 因子分析 评判指标体系毕业论文外文摘要Title Comparative Analysis of Competitiveness between State-owned Commercial Banks and Urban Commercial BanksAbstractFinance is the core of modern economy, and banking is the pillar industry of finance. With the coming of China's entry into WTO and the opening-up period of foreign financial business at the end of 2006, foreign banks are bound to rush into China one after another and compete fiercely with domestic commercial banks. Therefore, it is of great theoretical value and practical significance to analyze and evaluate the competitive power of commercial banks in our country objectively and comprehensively, and to formulate effective strategies to enhance the competitiveness of commercial banks in China.The evaluation of the competitiveness of state-controlled commercial banks and urban commercial banks by factor analysis will provide a good technical method for Chinese commercial banks to evaluate their own strength and help them to adopt corresponding countermeasures to e...
