北京理工大学珠海学院 2016 届本科生毕业论文论保险合同中的诚实信用原则论保险合同中的诚实信用原则摘 要改革开放以来，人们的生活水平得到了很大的提升。对于生活质量的要求也与日俱增。在察觉到中国经济巨大活力的同时，我国的保险业也随之取得了巨大成就。但在飞跃进步的过程中，往往伴随着一系列问题的出现。由于保险法规的滞后性，时常跟不上市场经济的发展变化，面对暴露出的许多问题，监管部门也时常手足无措。而在保险行业中最为突出也最为根本的问题，当数诚实信用的问题。基于诚信原则的应用缺陷，需要创建规范化的市场环境，完善法律法规来提升保险组织的风险防范能力。在对若干司法实践进行分析时，总结出主要交易主体，保险人和投保人违反诚实信用原则的表现。深入了解《保险法》对保险交易主体义务的法律规范，明确法律不完善之处，提出相应的完善方向以及加强诚信体系建设的建议。关键词：最大诚信；告知与说明义务；弃权与禁止反言；疑义利益北京理工大学珠海学院 2016 届本科生毕业论文On the Principle of Good Faith in Insurance ContractsAbstractSince the reform and opening up, people's living standards have been greatly improved. Requirements for quality of life are also changing with each passing day. While aware of the great vitality of China's economy, China's insurance industry has also made great achievements. However, in the process of rapid progress, a series of problems often arise. Due to the lag of insurance laws and regulations, they often cannot keep up with the development and changes of the market economy. Faced with many exposed problems, the regulatory authorities are often at a loss. The most prominent and fundamental problem in the insurance industry is the problem of honesty and credit. Based on the application defects of the principle of good faith, it is necessary to create a standardized market environment and perfect laws and regulations to enhance the risk prevention ability of insurance organizations. In the analysis of some judicial pr...
