中文摘要人口结构转变对居民储蓄的影响和研究摘 要国民经济中一项重要组成部分就是国民储蓄,而对于国民储蓄来说,居民储蓄又对其影响颇深。近年来,学术界开始把研究影响居民储蓄的因素的目光投向人口结构。本文通过抽象出关于人口结构和居民储蓄关系的数学模型研究人口结构对居民储蓄的影响,并对相关数据进行线性回归,验证了由数学模型分析出的结果。通过以上方法得到的研究结果显示:老年人人口比例上升和少儿抚养率下降都将引起居民储蓄的增加。关键词:人口结构;居民储蓄;线性回归;数学模型 PAGE \* MERGEFORMAT IABSTRACTTHE INFLUENCE AND RESEARCH OF THE CHANGE OF POPULATION STRUCTURE ON THE HOUSEHOLD SAVINGSABSTRACT As an important component of national savings, household savings play an important role in the growth and development of the national economy and the quality and way of life of the residents, in recent years, more and more attention has been paid to the impact of population structure on household savings.This paper studies the effect of population structure on household savings by abstracting a mathematical model of the relationship between population structure and household savings.The results show that the increase of the proportion of the elderly population and the decrease of the child-rearing rate will lead to the increase of the household savings.KEY WORDS: population structure, Resident savings, Linear regression,mathematical model PAGE \* MERGEFORMAT I 目 录引言...........................................................................................................................11 绪论........................................................................................................................21.1 研究背景.........................................................................................................21.2 研究意义............................................................................................................