本科论文摘 要区块链技术作为近些年来的新潮技术，为互联网金融提供技术支持，以其公开、透明、可追溯、不可篡改的特征对商业银行传统业务的不足进行修复弥补。本文基于国内外区块链技术的研究现状和商业银行业务自身的特征，对商业银行业务例如负债业务、资产业务、中间业务等进行改造升级，分析其中的优点、缺点，并提出缺点的应对措施。在商业银行业务中，区块链技术的应用可以加快交易速度、提高征信度、改善商业银行的自我管理，从而提高商业银行的整体发展状况。但在区块链技术带来众多好处时也带来了新的问题例如安全监管、信息保密等。本文先介绍区块链技术的相关内涵与特征，以及区块链技术的运行过程等，第三章介绍了商业银行的传统业务，通过前两章的铺垫第四章引出了区块链技术对商业银行传统业务的影响例如区块链应用的技术问题、新技术与传统业务融合时的协调问题、法律出台问题等，并在第五章提出了解决措施。本文通过研究区块链技术对商业银行传统业务的影响，最后得出结论，区块链技术以其自有优势在商业银行业务的应用有着广阔的发展前景。关键字：区块链技术，商业银行传统业务，技术应用本科论文AbstractBlockchain technology, as a new technology in recent years, provides technical support for Internet finance. With its characteristics of openness, transparency, traceability and non tamperability, it can repair the shortcomings of traditional business of commercial banks.Based on the research status of blockchain technology at home and abroad and the characteristics of commercial bank business itself, this paper analyzes the advantages and disadvantages of commercial bank business, such as debt business, asset business, intermediary business, and puts forward countermeasures. In the business of commercial banks, the application of blockchain technology can speed up the transaction speed, improve the credit rating, improve the self-management of commercial banks, so as to improve the overall development of commercial banks. However, when blockchain technology brings many benefits, it also brings new probl...
