I四川省农村信用社的金融创新【摘要】四川省农村信用社的金融创新是四川省农村金融发展的基础力量。目前，四川省农村信用社的发展既面临多重战略机遇，也面临着众多竞争对手的强势竞争以及合规监管、风险监管更加严格的新局面。同时，四川省农村信用社内部还存在着体制机制滞后、风险状况突出、员工队伍整体质量不高和创新能力弱等深层次问题，制约着其的发展和壮大。因此，系统分析四川省农村信用社的现状、存在的问题和面临的环境，制定适应环境变化和市场需求的发展战略，积极实施战略转型，才能积极应对市场竞争，并适应新监管规则的现实要求，以实现四川省农村信用社的不断创新发展。【关键词】 农村信用社 金融创新 分析The Financial Innovation of Rural Credit Cooperatives in Sichuan Province 【Abstract】Sichuan rural credit cooperatives are the basis of the rural financial system in Sichuan Province, and also the main force in the system. Currently Sichuan Province, rural credit cooperatives, on one hand, facing with multiple strategic opportunities, but also undergoing strong competition of many competitors and regulatory compliance combined with the risks are more stringent in current situation. Sichuan Province, however, within the rural credit cooperatives, there are deep-seated problems such as institutional mechanisms lag, risk profile and prominent, and the relatively low quality of staff and weak innovation capability which greatly restricted its development and growth. Therefore, the systematic analysis of the status, IIpotential problems and environment of the rural credit cooperatives in Sichuan Province, and formulate development strategies that adapt to environmental changes and market demand, actively implement the strategic transformation in order to actively respond to market competition, and meet the practical requirements of the new regulatory rules. Only in that way the rural credit cooperatives in Sichuan Province c...
