Abstract我国手机银行的发展现状问题分析和创新策略 摘 要3G 时代的来临，移动终端设备的日益普及，使移动支付迅速发展，而移动支付随身、实时、快捷的特性，解决一些传统支付无法解决的问题，提高传统商务流程的效率，促使其具有广阔的发展前景。但在发展过程中也在一定的问题，只有准确发现移动支付存在的问题及解决对策，同时利用恰当的创新策略，才能更好的促进其在中国的迅速发展。关键词：手机支付；解决对策；创新策略；发展趋势Abstract3G era, the growing popularity of mobile devices, mobile payment to the rapid development of mobile payment player, real-time, fast features, to solve some of the traditional payment can not be resolved to improve the efficiency of traditional business processes, to promote its broad prospects for development. But also some problems in the development process, the only accurate Mobile Payment Problems and Solutions, in order to better promote the rapid development in China.Keywords ： Mobile payment; Solutions; Innovative strategies; Development trendsIAbstractII目录目录摘 要..................................................................................................................................................IAbstract............................................................................................................................................II目录................................................................................................................................................III一、手机银行概述..........................................................................................................................1(一)手机银行概念....................................................................................................................1(二)手机银行的种类................................................................................................................1(三)移动支付的特点....................................................
