中国社区银行发展途径探究摘 要改革开放以来中国经济快速的发展，发展的速度和规模相比世界其他国家得到飞跃提升。但与此同时也暴露出许多的问题，中小企业由于自身贷款资质问题以及大型银行的贷款制度制约导致其发展遇到困难。社区银行的概念很早的产生于西方发达国家，并在西方金融中扮演者重要角色，可以为民众、中小企业提供高效、便捷的服务。社区银行的发展可以改善金融业的生态环境，加强宏观对于经济的把控。本文主要以社区银行的理论和实践研究为基础，分析我国社区银行的发展现状，提出政策建议。通过与国外社区银行的对比分析，以及国内社区银行的实证分析，总结出发展社区银行的途径建议。关键词：社区银行，发展途径，政策建议THE WAY TO EXPLORE THE DEVELOPMENT OF CHINESE COMMUNITY BANKSAbstract:since the reform and opening rapid economic development of china, The speed and scale of development in the world ahead .But at the same time exposed many problems, due to its small and medium-sized enterprise loan qualification problem restricting its development as well as the big bank loan system. The generation of the concept of community Banks early in the western developed countries, and plays an important role in the western financial, it can provide efficient and convenient services for citizens. The development of community Banks can improve the ecological environment of the financial sector, strengthening economic to control. In this paper, based on the theory and practice research of community Banks, analyze the present situation of the development of community Banks in China ，put forward policy Suggestions. By contrast foreign community banks, community banks and domestic cases, summed up the way to develop community banks.Key Words：Community bank, development approach, policy advice 目 录第一章 引言.......................................................1第二章 社区银行的理论与实践研究....................................12.1 社区银行...
