摘要现如今,我国金融经济的主体是银行业,并且国家与国家之间的经济往来日益频繁,银行已然成为我国经济发展不可或缺的动力,它对于保障资金融通起到了至关重要的作用,更能保障我国经济快速发展。本篇文章一共包含六个部分,其中第一部分是本篇文章的引言,其中是对我们如何进行题目选取的一个大背景来进行相应的分析,还有进行此研究的意义讲述,还有就是对方法进行论述,接着就是对本篇文章的一个研究特色还有就是不足之处进行阐述。第二部分是对我们国家的城市商业银行它的竞争力进行相应的介绍,并将它的评价指标体系进行对比和分析,进而得出结果。在第三部分的话,那就是对我们国家的城市商业银行它的一个发展历史以及它现在所处的现状进行相应的阐述。第四部分是采用实证分析的方法来进行分析的,也是针对其银行竞争力方面的,并且进行进行相应的比较和分析。第五部分是对其在发展中遇到的问题进行相应的阐述,并且寻找出相应的解决办法,最终使得我国城市商业竞争力得到相应的提高。关键词:商业银行竞争力 城市商业银行AbstractAt present, the main body of China's financial economy is the banking industry, and the economic exchanges between countries are increasingly frequent. Banks have become an indispensable driving force for China's economic development. They play a vital role in ensuring the financing and can also ensure the rapid development of China's economy.This article is divided into six parts. The first part is the introduction of the article. Firstly, it discusses the background, research significance and methodology of the article, and then discusses the research characteristics and shortcomings of this article. The second part is a theoretical overview of the competitiveness of China's urban commercial banks and a comparison of the existing evaluation index systems of commercial banks' competitiveness. The third part mainly discusses the history and current situation of China's city commercial banks. The fourth part is an empirical analysis of the competitiveness of China's...